What is the term used for an individual who has healthcare coverage under Medicare?

The term used for an individual who has healthcare coverage under Medicare is "Beneficiary." In the context of Medicare, a beneficiary is someone who qualifies for the federal health insurance program, typically due to their age (65 and older) or specific disabilities. This designation emphasizes that these individuals receive benefits from the Medicare program, which serves to cover various healthcare costs, such as hospital visits, outpatient services, and prescription drugs.

While terms like "Subscriber," "Enrollee," and "Policyholder" may apply to individuals covered by other types of insurance plans or policies, they do not specifically denote those covered under Medicare. "Subscriber" typically refers to someone who has an insurance policy in their name, often used in the context of commercial health insurance plans. "Enrollee" can also be used more broadly in various insurance contexts but does not carry the specific connotation associated with Medicare coverage. "Policyholder" usually indicates a person who owns an insurance policy, which is not the case for Medicare beneficiaries, as Medicare is a government program rather than a private insurance policy. Therefore, the term “Beneficiary” is the most accurate designation for individuals covered by Medicare, highlighting their eligibility for the program's benefits.