What is a recorded claim against real or personal property that typically arises from a debt?

A lien is a legal right or interest that a lender has in a borrower's property, granted until the debt obligation is satisfied. This recorded claim can arise from various debts, such as loans or unpaid taxes, and serves as a way for the lender or creditor to secure the amount owed. In practice, a lien ensures that if the debt is not paid, the creditor can take possession of the property or use it to satisfy the unpaid amount.

Mortgages are a specific type of lien that specifically pertains to real estate. While they do represent a claim against property, they are not the general term used to describe all recorded claims against property.

A pledge refers to a form of security in which personal property is transferred to a lender but does not involve a recorded claim against property in the way that liens do.

Claim title is not a standard term used to describe a recorded claim against property stemming from a debt and may cause confusion as it does not accurately represent the legal structures surrounding debts and property rights.

Overall, the term "lien" encapsulates the concept of a recorded claim against property arising from a debt, establishing the creditor's legal interest in the property until the obligation is fulfilled.